An Introduction to Bridging Finance Solutions

More Info Below

Bridging Finance Solutions Group is an independent finance house, providing short term property finance solutions to individuals, property developers, professional advisors and intermediaries.

We specialise in residential bridging and all of our loans are secured on residential investment property for between 1 and 9 months.  We are able to lend from £25,000 to £1m for individuals, partnerships and companies, throughout England & Wales.

Our loans are considerably quicker and simpler to arrange than conventional residential investment property mortgages and loans.

As principle lenders each case is assessed on its own merits, taking a pragmatic and entrepreneurial approach.  We offer our clients flexibility and speed of personal service.  We are an owner managed business and a large percentage of our business comes from repeat clients.


Why use BFS?

Rates & Terms

Headline interest rates are only one part of a bridging transaction and it pays to study the small print.  Bridging Finance Solutions provide full loan illustrations at the outset of a transaction detailing all costs thus enabling clients to make an informed choice, and intermediaries to ensure that meaningful comparisons of products can be made.

  • No Up Front Fees
  • No Expiry Fees
  • No Extension Fees
  • No Redemption Fees
  • No Exit Fees


BFS calculate interest daily rather than monthly with rates from 1.25% pcm and therefore if you borrow for 1 month & 1 day you will be charged 1 month and 1 day rather than 2 months interest.  We charge a simple, competitive interest rate for the period that you borrow the funds.

We lend against the Open Market Value of the property rather than a 90 day or forced sale figure.



All clients and intermediaries are assigned a case manager who manages a case through to completion.  Case managers are decision makers.  You will not speak to a call centre or a packager.

We pride ourselves on fast, consistent decision making and are committed to retaining paperwork to a necessary minimum.  We can usually provide you with an in principle decision over the telephone.  If we are unable to assist we won’t waste your time.

We are straight talking, with clarity and simplicity central to our procedures, so you will not find unexpected small print or hidden costs, but will find straightforward, simple processes and uncomplicated paperwork.

We provide loan illustrations on the same day as enquiry and with a willing client and willing client’s solicitor we can draw down funds within a week from initial enquiry.

We are client rather than transaction driven and assist professional advisors and clients on an ongoing basis with multiple transactions.


What are we funding?

We are actively lending in the area of Property Auction funding, Property Refurbishment and fast residential investment property purchase often prior to “Buy to Let” mortgages being arranged.

We are also active in immediate capital raising for commercial purposes whilst property is sold or refinanced for uses such as tax bills or working capital.  The uses of funding in this area is extremely varied and is becoming increasingly recognised by professional advisors as a solution to their clients requirements.

Funding of probate property to release immediate funds whilst sold or funding of Nursing home fees whilst property is sold are also specialist areas.

Bridging Finance Solutions Group is dedicated to the highest standards of courtesy, individual attention, treating customers fairly and business ethics.  As a responsible lender, we are members of the ASTL (Association of Short Term Lenders) and patrons on the NACFB (National Association of Commercial Finance Brokers).

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