Short Term Cash Flow

Bridging loans can temporarily resolve short term cash flow issues until a permanent solution is available.

More Info Below

Bridging loans are not just for property transactions. They can also be used to support organisations with a short-term cash flow gap. Loans can be secured against an existing property either owned by the business or personally by a director, allowing you to access the finance you need much faster than if you approached a high-street bank – thus minimising the impact of short-term cash flow issues on your business!

Short term loans do tend to carry more expensive rates. However, the speed of the loan can protect you from more expensive scenarios such as delayed payments or missed deals and the term is short. You can complete on a bridging loan within a matter of days and temporarily resolve your cash flow issue until a more permanent solution is available. Even the largest and most profitable businesses can experience gaps in their cashflow. Whether you own a small business or lead a large business, get in touch with us to discuss your needs and options.

The loans are often redeemed by of either trading cash flow or by way of long term re-finance or sale of the security property.


Business Cash flow loan could help you to:

  • Pay invoices
  • Clear overheads
  • Purchase stock
  • Cover late payments
  • Renovate premises
  • Capital Investments


No early redemption fees

BFS do not charge early redemption fees so if you are able to raise capital earlier than you expected, we will not charge you for paying off your loan before reaching the loan term.


Other uses of bridging loans include

Capital release >
Purchasing property >
Making tax payments > 
Managing probate >

Lending Criteria

Minimum loan


Maximum loan


Maximum loan to value

70% OMV

Loan term

1 day to 24 months

Upfront fee


Product fee


Exit fee


Expiry fee


Redemption fee


Hidden costs


We are a principal lender which means that we work with our own money and do not need to consult any third parties before completing a transaction.

We have years of experience and a proven track record in funding schemes from £50k to £2m. This is why we can make you an offer within hours – and draw funds in days, not weeks.

BFS is regulated by the Financial Conduct Authority (FCA), which demonstrates our reputation as a responsible lender.

0151 639 7554

Got questions? speak to our team

call us on
0151 639 7554
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