At Bridging Finance Solutions, we’ve been in the game for a long time, helping people secure the finance they need for projects including property auction purchases, refurbishments, development finance, probate and divorce issues. We’ve made it happen for countless clients, giving them that all-important cash injection to get a project off the ground.
As we’ve recommended in past guides, when you’re working with a lender, you have to make sure they have the experience and expertise to both support and understand the scope of your project.
We’ve supported countless projects, and we have the expertise to help you. Keep reading to take a look at 10 of our real bridging loan examples.
1 – Regulated Bridging Loan in County Durham
Loan: £64,400 | LTV: 70% | Location: County Durham | Type: Regulated bridge
In County Durham, we delivered a regulated bridge of £64,400 at 70% LTV where speed of completion was everything. At Bridging Finance Solutions, we have a reputation for quickly processing applications and getting a project moving, so we were the obvious choice for clients.
We were able to provide a fast turnaround, even with the borrower changing the purchase property partway through, exactly the kind of pace this deal demanded, and the client was able to secure the property without delay.
2 – Regulated Development Loan in Worcester
Loan: £811,885 | GDLTV: 54% | Location: Worcester | Type: Regulated development loan
In Worcester, we provided a regulated development loan of £811,885 at 54% GDLTV to fund the remaining build costs of a client’s new home. This development was unique and required flexibility on our part, which we were happy to provide.
With the land already purchased and significant savings in place, we structured around a few quirks, including the borrower working in Saudi Arabia, to keep things moving and ensure clear communication throughout the project.
With the development now complete, it’s clear the client picked the right lender to work with, as we were more than equipped to support a project that demanded flexibility.
3 – Regulated Chain Break in Yorkshire
Loan: £597,000 gross | GDV: £1.1 million | Location: Yorkshire | Type: Regulated chain break bridge
In Yorkshire, we provided a gross loan of £597,000 via a regulated chain break bridge to support a client with a GDV of £1.1 million. We know just how frustrating a break in the property chain can be, and with the project in question so promising, we were happy to provide the necessary funds to help this project reach completion.
They came to us already knowing what BFS could do, and we made sure we lived up to that reputation. Thanks to our investment, the project was completed in a timely manner.
4 – Development Loan in Ayrshire, Scotland
Loan: £646,000 | Location: Ayrshire, Scotland | Type: Development loan (bridge replacement and conversion)
In 2025, we expanded our development finance services in Scotland, acknowledging the vast number of developers in Scotland who required financial support but were not receiving it from a lender who could provide fast finance.
In Ayrshire, Scotland, we provided a £646,000 development loan to replace an existing bridge and complete the conversion of semi-rural farm buildings. A project of this nature would likely have been rejected by typical lenders, but we saw its potential.
Complex by nature, but with the right structure in place, we got it over the line.
5 – Purchase Bridging Loan in Merseyside
Loan: £245,000 | Location: Merseyside | Type: Purchase bridge (HMO) | Exit: Buy-to-let refinance
We supported clients in Merseyside with a £245,000 loan to purchase an existing HMO, which also included planning permission for a second HMO on adjacent land. Liverpool has a growing demand for HMOs, so we knew this project would be fruitful for the client, and we were happy to provide the necessary funds to support their further development.
Once the titles were split, the clients required development funding to push the project forward and at BFS, we recognised the potential and were happy to oblige. The exit strategy is a buy-to-let refinance once the development is complete.
6 – Bridging Loan in Yorkshire
Loan: £430,000 gross | Location: Yorkshire | Type: Bridging facility (liabilities and refurbishment)
In Yorkshire, we provided a gross loan of £430,000 via a bridging facility to help clients settle personal liabilities, such as outstanding mortgages and loans, and to release funds for refurbishment projects to enhance property value. This gave them a fresh slate on which to start their refurbishment.
Flexibility was key to making this deal work, and that’s exactly what we delivered and continue to deliver at Bridging Finance Solutions.
7 – Regulated Bridging Loan in Scotland
Loan: £1.8 million | Location: Scotland and England | Type: Regulated bridging loan (refinance) | Exit: Sale of English residence
This is one of our most complicated legal bridging loan success stories. We delivered a £1.8 million regulated bridging loan to help our client refinance and clear mortgage debt as its term approached its end.
With properties spanning Scotland and England, we provided the breathing space needed for a planned exit strategy through the sale of their English residence; we really believed in the developer, and they had an impressive portfolio of past work. This was the perfect example of smart bridging finance that gives clients control when timing matters most.
8 – Development Loan in Glasgow
Loan: £260,000 | GDV: circa £405,000 | Location: East Dunbartonshire, Glasgow | Type: Development loan (brownfield to detached house)
We provided a £260,000 development loan to transform a brownfield commercial site in East Dunbartonshire, Glasgow, into a four-bedroom detached house with garden and off-street parking. The property presented a lot of potential that certainly piqued our interest.
Too small for most lenders, we stepped in to deliver the right funding for the right project, achieving a GDV of circa £405,000. That’s what makes us stand out from most lenders: we don’t just look at a property’s price; we look at its potential.
9 – Bridging Loan for a Barn Conversion
Loan: £230,000 | Projected GDV: £1.6 million | Type: Bridging loan (barn conversion)
An experienced broker turned to BFS for a £230,000 bridging loan to secure funding ahead of a planned barn conversion. When it comes to barn conversions, it can be difficult to secure finance, as the properties are categorised as ‘uninhabitable’
Once planning is granted, the property, set to be transformed into a luxury home, has a projected Gross Development Value of £1.6 million. The loan provides the flexibility needed to progress confidently while awaiting final approvals.
10 – Development Loan in the Wirral
Loan: £622,000 | Location: Wirral | Type: Development loan (£450,000 per unit, two semi-detached houses)
We provided a £622,000 development loan to transform two semi-detached houses on the Wirral to an immaculate standard. With flexible financing of £450,000 per unit, our client delivered exceptional workmanship throughout. When we were first approached about the project, we could instantly see the potential, and with a clear exit strategy in place from the start, we knew it would have a fast turnaround and succeed.
Now complete, this project demonstrates how the right funding supports quality development.
Get Your Project off the Ground With Bridging Finance Solutions
As you can see from these examples, we have been instrumental in making a wide array of projects happen and unlike typical lenders, we don’t just focus on credit history, we focus on the project at hand, the team behind the project and the perceived potential, allowing us to be more flexible in who we help.
Whether you’re looking for residential development, property conversion, refurbishment or conversion finance, we’re here to support your project.
Make it happen with BFS. Contact our team today.
